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  • Think Your Estate Plan is Done? Think Again

    Think Your Estate Plan is Done? Think Again

    You may have retained an estate attorney to help you draft documents to provide for your family and distribute your assets. In an effort to get your affairs in order, you might have a will, trust, and power of attorney reviewed, signed, and filed away. If so, you’ve done more than many people and you’re on the right track. But there is far more to …Read More »
  • Reconciling Different Viewpoints on Money

    Reconciling Different Viewpoints on Money

    Is it possible to marry your “soul mate” but still find yourself clashing over finances and investments? The short answer is yes. In fact, disagreements over money are one of the leading causes of divorce. Because spending and saving habits are such an integral part of every couple’s daily and long-term interactions, there are many potential areas of disagreement, including: Different spending habits. Some people …Read More »
  • Money and Marriage: What You Need to Plan Together Even if Your Finances are Managed Separately

    Money and Marriage: What You Need to Plan Together Even if Your Finances are Managed Separately

    Traditionally, many married couples combined finances and managed their money and other assets jointly. Today, some couples do that, but it is not uncommon for married or partnered couples to manage some or all of their finances separately. They may split payments down the middle, decide who pays which bills, or contribute to a joint household account while maintaining their own individual spending and savings …Read More »
  • How Men and Women Differ in Their Approach to Investing

    How Men and Women Differ in Their Approach to Investing

    There is a common misconception that men are savvier investors than women. Much of this stems from societal conditioning, as many people grew up in homes where the man of the house managed the money. However, as more and more women are putting themselves in the financial driver’s seat of their lives — either by choice or by chance — this sentiment continues, even among …Read More »
  • Study shows 61% of women don’t know where to start regarding finances

    Study shows 61% of women don’t know where to start regarding finances

    A 2018 study by financial firm UBS reveals that while a large majority of women will at some point be solely responsible for managing their own finances, 61% of them report not knowing where to begin when it comes to investing. The better the job you can do articulating those relationships, interests and goals that matter most to you, the more confidence you can have …Read More »
  • Arguments aren’t about disagreement – they are about safety

    Arguments aren’t about disagreement – they are about safety

    Money is one of the most frequent topics married couples argue about. And disagreement over the substance of financial decisions is not usually the source of the argument. Is that surprising? Mutual respect is critical because as soon as people perceive disrespect in a conversation, the interaction is no longer about the content – it becomes all about maintaining dignity. Arguments happen when negative emotion …Read More »
  • Save time on routine financial activities so you can work together on long term planning

    Save time on routine financial activities so you can work together on long term planning

    To effectively PlanSingle you and your partner will need time to review your financial situation and work on long-term strategy. But juggling many of the short-term activities is what keeps many couples from finding the time for planning conversations.  It also leads to dividing the responsibilities where one partner handles long-term and investment decisions and the other, usually the woman, handles the day to day. …Read More »
  • The financial tragedy of Rhonda Shousterman

    The financial tragedy of Rhonda Shousterman

    “My world and my life as I knew it ended that afternoon” read Rhonda Shousterman from her victim impact statement this week[1], referring to June 22, 2018 when York Regional Police told her that her husband had been living with a coworker after a staged wedding more than two years before. “In addition to the emotional the trail, James impoverished to me… He not only …Read More »
  • The voice of experience: take more control and avoid regrets

    The voice of experience: take more control and avoid regrets

    Make the time and take control. That’s the advice of 98% of widows and divorced women from a recent survey of 1,700 couples from financial firm UBS. The report, Own Your Worth, explores the myths and realities of women and money. In one clear message is those who did not have a role in managing the family finances regret not having been more involved. Eight …Read More »
  • Should you keep the house in a divorce?

    Should you keep the house in a divorce?

    After a divorce, your home may be a sanctuary or a ball and chain. If you start down the difficult path of divorce, many of the decisions involve how to divide the assets. And one of the more difficult and significant assets in many marriages is the house. Too often we see one spouse (frequently the woman) insist on keeping the marital home and suffering …Read More »
  • How to find an advisor who values you equally

    How to find an advisor who values you equally

    You deserve to have an advisor who values you individually whether you are single or part of a couple. Many couples divide and conquer. He takes the daughter to soccer practice and she takes the  son to music lessons. He vacuums, she does the laundry. She does the grocery shopping, he handles the finances. And that’s fine. In some cases, the only way a couple …Read More »
  • The importance of putting off big decisions after you have been widowed

    The importance of putting off big decisions after you have been widowed

    Fighting your own instincts, and possibly the advice of some professionals, to make a lot of decisions in the aftermath of losing a spouse may be your best financial decision of all. There are lots of decisions to make in adjusting to single life after losing a spouse. And being widowed is devastating. That combination can lead to some bad outcomes if not handled thoughtfully. …Read More »
  • 5 Steps to Successfully Handling an Inheritance

    5 Steps to Successfully Handling an Inheritance

    “I never realized mom had this much. I have never seen this much money before much less handled it. I have no idea what to do.” It is not a problem most people anticipate but many advisors hear something like this at least a few times in their careers. Receiving an inheritance can be a beneficial outcome associated with a great personal loss. And it …Read More »
  • You Need an Advisor You are Comfortable With

    You Need an Advisor You are Comfortable With

    PlanSingle means having a strategy that works for you whether you remain single, stay married, or find yourself single again. A key component in a successful strategy is having the right advisors. But many women are not happy with one or more of their advisors and many married women find one of their advisory relationships works better for her husband than for her. Widows benefit …Read More »
  • Model financial partnership for your kids

    Model financial partnership for your kids

    Give your kids a head start and help them take control of their finances earlier. You have taken the PlanSingle philosophy to heart. You’re working hard to make sure that you are in good financial condition and are well informed and will remain that way regardless of what twists and turns life has in store. And you want your kids to have the same security. …Read More »